The Finances and Debt Thread

[The Voice]

I'm not getting a card with rewards with a score of 660 right?

You should be able to, 600’s isn’t a terrible score.

 

[The Voice]

So . . . I didn't get the Branch Manager position with Chase. They told me that I didn't have quite as much management experience as they'd like. However, the fact that they put me through three interviews, then waited a few weeks meant that I was in consideration until the end. There are multiple other branch manager positions for other companies nearby as well that I will be applying to.

Awesome, where do you live again? Is it the Cleveland area?

 

[David.]

660 you fuck

You should be able to, 600’s isn’t a terrible score.

 

[The Voice]

660 you fuck

Yes, I know. In the 600’s is not a terrible score. Low 600’s is when you start to get into some issues. Then again, I don’t know your debt to income ratio. That also matters a lot.

 

[David.]

Up to 686. Is there somewhere that lists credit cards by their rewards offered and what score you may need to qualify?

 

[DJTJ]

Up to 686. Is there somewhere that lists credit cards by their rewards offered and what score you may need to qualify?

Part of your question, credit karma. They give you a list of cards you can easily qualify for

 

[TopGun]

Up to 686. Is there somewhere that lists credit cards by their rewards offered and what score you may need to qualify?

Link

This site keeps a good list and seems to update pretty regularly.

 

[Ob1]

If you guys are getting credit cards that only get 150 back for 2k spend you are doing it wrong.

I churn cards and have the following:
353,000 Marriott points
60,000 Hyatt Points
90,000 Wynham Points (my fav)
154,000 Chase UR Points
72,000 MR Points
120,000 Southwest points (and companion pass until December 31, 2019)

AMA

 

[Pick6]

see Doctor of Credit.

 

[TopGun]

If you guys are getting credit cards that only get 150 back for 2k spend you are doing it wrong.

I churn cards and have the following:
353,000 Marriott points
60,000 Hyatt Points
90,000 Wynham Points (my fav)
154,000 Chase UR Points
72,000 MR Points
120,000 Southwest points (and companion pass until December 31, 2019)

AMA

You're able to churn these cards with a credit score below 700?

 

[Ob1]

You're able to churn these cards with a credit score below 700?

Depends on what your score is. Are we talking like 675? or 500?

 

[The Process God]

Awesome, where do you live again? Is it the Cleveland area?

I live about 20 miles north of Seattle in a city called Everett, WA. Close though.

 

[Norm]

I live about 20 miles north of Seattle in a city called Everett, WA. Close though.

Think he was talking about Cleveland, WA. Below the Yakama Indian Reservation

 

[DJTJ]

I live about 20 miles north of Seattle in a city called Everett, WA. Close though.

Yooo, hows the Funko store?

 

[KI4MVP]

If you guys are getting credit cards that only get 150 back for 2k spend you are doing it wrong.

I churn cards and have the following:
353,000 Marriott points
60,000 Hyatt Points
90,000 Wynham Points (my fav)
154,000 Chase UR Points
72,000 MR Points
120,000 Southwest points (and companion pass until December 31, 2019)

AMA

why would you want points instead of 2% cash back?