Tornicade
2018 RBF League Champion
- Joined
- May 11, 2011
- Messages
- 17,542
- Reaction score
- 10,441
- Points
- 123
High deductible insurance didn't come about because of Obama care and a result of that was huge profits for the Health insurance providers as people were more reluctant to seek medical care.
In fact the Insurance industry as a whole did increase their insurance coverage cost dramatically before Obamacare forcing companies to take cheaper plans resulting in employees paying the same amounts for coverage but getting less in return.
Health care coverage for a long time has been a deterrent for people to open up their business or go on their way because the difference for an individual policy and group employer package of a thousand or more was relatively huge.
Young people in good health were reluctant to sign of for health insurance because they mostly did not need it. without their opt in the cost for insurance per insured is higher and Insurance companies see less profits.
That's why Obamacare included an incentive for everyone to optin. it isn't any different than everyone who drives be required to have car insurance.
The goal of every American being insured for health care and having health care insurance providers compete for individuals as opposed to companies should be the goal of every elected member of the senate and congress.
Just a few decades ago Hopistals and clinics were losing money due to unpaid medical bills by the uninsured and under insured.
These hospitals along with other reforms that have taken place are now seeing profits as the amount of unpaid medical bills and uninsured drops.
on the other end. providers not accepting third party insurance was a trend that began with managed insurance programs . These Health care providers were opting out anyways it was just accelerated not introduced by Obamacare.
Typically the providers lose in volume and toal revenue but gain in margins and lower processing cost. some are in the middle reviwing what the insurance will pay before deciding to accept it while others just opt out of insrance claims altogether.
I have no problems with making changes to the current healthcare system as long as the goal is the same.. Universal Health care coverage.
and not one that allows insurance companies to charge more to Smokers, Drinkers or obesity.
In fact the Insurance industry as a whole did increase their insurance coverage cost dramatically before Obamacare forcing companies to take cheaper plans resulting in employees paying the same amounts for coverage but getting less in return.
Health care coverage for a long time has been a deterrent for people to open up their business or go on their way because the difference for an individual policy and group employer package of a thousand or more was relatively huge.
Young people in good health were reluctant to sign of for health insurance because they mostly did not need it. without their opt in the cost for insurance per insured is higher and Insurance companies see less profits.
That's why Obamacare included an incentive for everyone to optin. it isn't any different than everyone who drives be required to have car insurance.
The goal of every American being insured for health care and having health care insurance providers compete for individuals as opposed to companies should be the goal of every elected member of the senate and congress.
Just a few decades ago Hopistals and clinics were losing money due to unpaid medical bills by the uninsured and under insured.
These hospitals along with other reforms that have taken place are now seeing profits as the amount of unpaid medical bills and uninsured drops.
on the other end. providers not accepting third party insurance was a trend that began with managed insurance programs . These Health care providers were opting out anyways it was just accelerated not introduced by Obamacare.
Typically the providers lose in volume and toal revenue but gain in margins and lower processing cost. some are in the middle reviwing what the insurance will pay before deciding to accept it while others just opt out of insrance claims altogether.
I have no problems with making changes to the current healthcare system as long as the goal is the same.. Universal Health care coverage.
and not one that allows insurance companies to charge more to Smokers, Drinkers or obesity.
It didn't pass the smell test.
